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If you're going to use a small-cap index like the Russell 2000, you might wish to pause and think about why an excellent index fund company, like Lead, doesn't have any type of funds that follow it. The reason is due to the fact that it's a lousy index.
I have not even attended to the straw man below yet, and that is the reality that it is reasonably rare that you in fact have to pay either taxes or significant compensations to rebalance anyway. The majority of smart investors rebalance as much as feasible in their tax-protected accounts.
And of training course, no one must be acquiring crammed mutual funds, ever before. It's truly also poor that IULs do not function.
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